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Home insurance
Secure Your Home, Secure Your Peace of Mind
Your home is more than just a structure — it’s your safe space, your biggest investment, and a place filled with memories. With our home insurance plans, protect your home and everything inside it from unexpected events like fire, theft, natural disasters, or accidental damage.
Why Home Insurance Matters
Natural calamities, burglaries, and accidental damages can happen without warning. Home insurance ensures you don’t bear the financial burden alone. Our policies offer affordable protection so that you can focus on rebuilding, not repaying.
What We Cover
Our comprehensive home insurance includes:
Fire & Explosion – Covers damage due to fire, gas explosions, short circuits, etc.
Natural Calamities – Protection against earthquakes, floods, storms, lightning, and more.
Theft & Burglary – Covers stolen or damaged belongings due to break-ins.
Water & Structural Damage – Leakage, wall cracks, and related repairs.
Valuable Contents – Jewelry, electronics, furniture, appliances, and more.
Our Promise
What does home insurance cover?
It covers physical damage to your home structure and/or the contents due to fire, natural disasters, theft, or accidents.
Is home insurance mandatory?
No, but it’s strongly recommended — especially for homeowners with high-value properties or in disaster-prone zones.
Can tenants buy home insurance?
Yes. Tenants can opt for content-only insurance, which covers personal belongings inside the rented property.
How is the premium calculated?
Premium is based on factors like property value, location, coverage amount, property type (flat, independent house), and contents insured.
How do I file a claim?
Contact our support team or file online. You’ll need basic documents like proof of loss, FIR (in case of theft), policy papers, and photos of damage.
Will it cover damages caused by construction defects or regular wear & tear?
No, home insurance doesn’t cover poor construction quality, ageing-related wear & tear, or intentional damage.